Tuesday, October 5, 2010

After Bankruptcy

As I have written about before, my husband and I filed for Chapter 13 bankruptcy in April of this year. So far, it has caused us nothing but humiliation and heartache. There has not been that feeling of: "Ah. . I'm so relived. . ." We are paying a huge amount to try to pay back as much as we possibly can to our debtors. We have been treated like we are lepers and imbeciles, so it has not been an easy road so far. I really didn't expect that it would be, but I thought that I would have some sort of feeling of relief. That has yet to manifest. I have nothing but worry right now. My husband and I did, however attend a web seminar ("webinar") that we received an invitation for. The invitation came from Stephen Snyder who has spent the last 15 years trying to make bankrupt people feel better and come out of bankruptcy stronger. Mr. Snyder is the head of his After Bankruptcy Foundation, and is trained by the Fair Isaac Corporation (FICO). I had my doubts about Mr. Snyder, but the seminar was helpful, albeit long--4 hours! I did a little research on Stephen Snyder and found out that he is from my hometown of Goshen and graduated from high school the same year I did. Our high schools were "cross-town" rivals. How bad can a guy be who hails from a small Indiana town, and actually still lives in a small Indiana town. He is legit, and if you are struggling with life after your bankruptcy, I would highly recommend connecting with Stephen Snyder. Most of the things he talked about didn't really apply to my husband and I because we were not in arrears on any of or our bills, there is no foreclosure, no judgements or liens against us, we just were buried in credit card debt and a huge IRS bill. While I still think we could have worked things out without the complication and consequences of bankruptcy, our life now is what it is--Stephen Snyder sort of put things in perspective and assured us that life does go on, and you can emerge from it a better person. If you need help or want to participate in one of Stephen Snyder's workshops, here is his website https://www.afterbankruptcy.com/. Good luck, and please feel free to leave your comments here.

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